Best Cd Rates 2024 February. Right now, the best cd rate is 5.50% apy. Plus, cd rates are often competitive with the best savings account rates.
Compare the best cd rates today, drawn from our research on about 280 banks and credit unions that offer cds nationwide. The best cds currently range from 5.05% to 5.75% โ with some promo rates as high as 7.50% โ which is higher than average compared with the last.